--- title: How do I contribute new funds to my account? description: Help Center --- [Skip to content](https://support.aetrust.com/how-do-i-contribute-new-funds-to-my-account#main-content) English Show submenu for translations [More support](https://support.aetrust.com/kb-tickets/new?hsLang=en) [Customer portal](https://cs.aetrust.com/tickets-view?hsLang=en) [![American Estate & Trust](https://support.aetrust.com/hubfs/Website%20Assets/Logo%20Assets/logo-text.svg)](https://support.aetrust.com/?hsLang=en) Open main navigation Close main navigation - English Show submenu for translations - [More support](https://support.aetrust.com/kb-tickets/new) - [Customer portal](https://cs.aetrust.com/tickets-view) - [Contact us](https://aetrust.com/contact) [Contact us](https://aetrust.com/contact) How can we help you? - There are no suggestions because the search field is empty. 1. [Help Center](https://support.aetrust.com/?hsLang=en) 2. [Investor Portal](https://support.aetrust.com/investor-portal?hsLang=en) 3. [General Account Questions](https://support.aetrust.com/investor-portal?hsLang=en#general-account-questions) # How do I contribute new funds to my account? Contributing new funds to your SDIRA is a straightforward process, and it helps increase the cash balance of your account, allowing you to make new investments or handle other activities. A contribution is different from a return of investment or dividend income, which comes from the investments already within your account. Follow these steps to contribute funds to your SDIRA: ### **General Instructions for Contributing Funds:** 1. **Log in to the Online Portal** - Access your SDIRA account by logging in to the online portal. 2. **Click the "Move Money" Button** - On your Dashboard, look for the **Move Money** button and click it. 3. **Select "Contribution"** - Choose **Contribution** as the type of request you want to make. ### **Choose Your Preferred Funding Method** You have several options to contribute funds to your SDIRA: #### **1. Incoming ACH Transfer (Simple Bank Transfer)** - From your Dashboard, click on **Move Money** and select **Contribution**. - Under **Type of Transfer**, choose **ACH**. - Choose an already linked bank account, or link a new one by entering your bank details. - Enter the amount you wish to contribute, using only numbers and a decimal. - Select **Review** to check your transaction details. - Review your information, noting that **ACH transactions cannot be canceled once submitted**. - Click **Transfer** to complete the transaction. - Your funds will be sent to your IRA. #### **2. Incoming Wire Transfer** - Go to your Dashboard and select **Move Money**, then choose **Contribution**. - Under **Type of Transfer**, select **Wire**. - Provide the wire transfer details displayed on the page to your bank or financial institution. - **Upload a completed Contribution Form** to your **Documents** tab. (Ensure it’s labeled as a Contribution Form.) - Once the wire transfer is initiated by your provider, the funds will be deposited into your IRA. #### **3. Incoming Paper Check** - From your Dashboard, click on **Move Money**, then choose **Contribution**. - Under **Type of Transfer**, select **Check**. - Follow the instructions provided to mail a paper check to AET. - **Upload a completed Contribution Form** to your Documents tab, or send the form along with the check in the mail. - Once the check is received, the funds will be deposited into your IRA. ### **Important Notes:** - **Contribution Form**: For contributions made via check or wire transfer, you must include a **completed Contribution Form**. This form should specify the contribution year and amount and must be signed and dated. - **Uploading the Form**: You can upload the Contribution Form directly to your **Documents** tab in the online portal. If you are sending a paper check or wire transfer, you may mail the original form along with the contribution. - **Processing Time**: ACH transfers are generally quicker than wire transfers or checks. Wire transfers and checks may take longer to process, so plan accordingly. ### **What’s the Difference Between Contributions and Other Deposits?** - **Contributions** refer to new funds you deposit into your IRA to increase the cash balance. These funds can be used for investments or other activities. - **Other deposits** (e.g., returns from investments or dividend income) come from assets already held within the IRA. These do not require the same steps as making a contribution. If you have any questions or need help submitting a contribution, feel free to **contact AET Support**. 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