Can I withdraw or distribute precious metals held in my IRA to myself?

Yes, you can withdraw or distribute precious metals from your IRA to yourself. However, distributions from an IRA are considered taxable events, and the IRS may require you to report the value of the metals distributed. If you are considering withdrawing metals from your account, it is recommended that you consult a tax professional to fully understand the tax implications.

To request an in-kind withdrawal of precious metals from your IRA, follow the instructions below to submit a Direction of Investment (DOI) request.

Before You Begin:

• Complete the Withdrawal Form: The Withdrawal Form is required to process your request. Please complete the form and save a copy for upload during the DOI submission process.

Instructions for Creating a DOI for Precious Metals Withdrawal:

1. Log in to Your Online Portal

   • Access your account through the AET Online Portal.

2. Click on the Move Money button.

   • Select "Distribution" from the menu.

3. Withdrawal Type

   • Choose Full

4. Enter the Withdrawal Amount

   • Enter 1.00 (use only numerals and a decimal point; no dollar sign or commas).
   • This amount is used to facilitate any applicable withdrawal or account fees.

5. Select Withdrawal Method

   • Choose New.
6. Select Funding Method
   • Choose Check.

7. Enter Recipient Information

   • Recipient Name: Enter your full legal name.
   • Street Address, City, State, Zip: Enter your personal mailing address.

8. Carrier and Shipping Speed

   • Carrier: Select FedEx or USPS for handling the shipping of your metals.
   • Shipping Speed: Choose from FedEx 1-Day, FedEx 2-Day, or any USPS shipping speed.

9. Handling Notes (Optional)

   • Enter any additional handling instructions if necessary.
   • If you are closing your account, specify:
     “PLEASE CLOSE MY ACCOUNT AND DISTRIBUTE ALL ASSETS & FUNDS”.

10. Upload Documents

    • Description: Enter a description of the document being uploaded (e.g., "Withdrawal Form").
    • Select Files to Upload: Click to upload your completed Withdrawal Form.

11. Review and Submit

    • Click "Review" to verify the accuracy of the information entered.
    • Click "Submit" to finalize your withdrawal request.

Additional Information:

• Shipping & Account Fees: You will be notified if any shipping fees or account fees are required before your withdrawal is processed.
• Processing Time: Precious metals withdrawals and shipping may take up to 3 weeks.
• Follow-Up: Regularly check the status of your DOI to ensure it is processed and to address any additional requirements.

Note:

All DOI requests are reviewed within 3-5 business days of submission. If you have any questions regarding your metals withdrawal, please contact AET Support for assistance.